Fractal Funding LLC
General Loan Terms
Loan Description
Loan terms encompass the agreed-upon details of a loan, such as interest rates, repayment duration, and conditions. These terms play a crucial role in defining your financial commitment. At Fractal Funding LLC, we provide transparent and favorable loan terms designed to suit your needs.
- Loan Size : $20k to $30milion +
- Interest Rate : Starting from 7%
- Term : 6 months – 30 years
- Repayment Plan : Interest-Only, Normal Amortization
- Loan to Value : Up to 85% LTV
Up to 85% LTC for Construction
Up to 100% for Build-Outs, TI’s, and Redevelopment
Up to 50% LTV for Land - Coverage : 1.20x – 1.30x using actual debt service (no stress test)
- Prepay : No Prepayment Penalty
- Recourse : Recourse and Non-Recourse are available
- Collateral : All Commercial RE Property Types, including Specialty Uses and Land
- Security Position : Senior Secured Interest (no equity and no mezz)